Privacy Policy

Effective Date: 24th June, 2025

Last Updated: 24th June, 2025

GoldPlus ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your data when you use our website and app.

1. Information We Collect

a. Personal Information

When you register, we may collect:

• Full name
• Email address
• Phone number (optional)
• Profile photo (optional)

b. Financial Information

To provide personal finance tracking:

• Income and expense records
• Transaction details
• Financial goals
• Account summaries (if integrated)

We do not store your bank login credentials.

c. Training Activity

If you participate in tutorials:

• Training type (e.g., Financial Literacy, Entrepreneurship)
• Attendance records
• Progress and assessments

d. Automatically Collected Information

• IP address, browser type
• Device data and usage statistics
• Cookies and local storage for session data

2. How We Use Your Information

We use your information to:

• Create and manage your account
• Track and visualize your financial activity
• Offer personalized insights and recommendations
• Enroll you in training sessions
• Improve our services through analytics
• Respond to support queries

3. Data Sharing and Disclosure

We do not sell your data.

We may share your data with:

• Service providers (e.g., cloud hosting, analytics)
• Legal authorities when required by law
• Trainers and facilitators (only anonymized data if used for impact tracking)

4. Your Rights

You have the right to:

• Access your personal data
• Request correction or deletion
• Withdraw consent at any time
• Request export of your data

You can manage this via your Account Settings or email us at privacy@goldplus.app

5. Data Security

We implement industry-standard security measures including:

• Encrypted transmission (HTTPS)
• Secure cloud storage
• Role-based access controls

6. Children’s Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect data from children.

7. Changes to This Policy

We may update this Privacy Policy. If we do, we’ll notify you via email or in-app alert.

8. Contact Us

If you have questions about this policy, contact us at:

GoldPlus Privacy Team
📧 privacy@goldplus.app